Hello. Welcome to the Home of Specialist Finance.

Simply excellent specialist advice.

We are a leading provider of short-term finance solutions for property investors and developers.

Our team of experienced professionals share a deep understanding of the property market and the challenges faced by investors and developers in securing funding for their projects.

Your Specialist Finance experts.

At Home of Specialist Finance, we have an experienced team of specialist finance brokers passionate to find the best finance for your circumstances.

Our mission is to help our clients achieve their property investment goals by providing fast, flexible, and reliable finance solutions.

You are one call away from funding your project.

Call us on

020 8517 1141

Our team of experts are ready to talk to you, book your free consultation today.

Why Home of Specialist Finance.

We are on your team.

With experience and knowledge spanning 20 years in the industry, Director, Michael O’Brien, launched Home of Mortgages in 2013 to serve his growing client base of business owners, property developers and investors looking for new financial solutions for their businesses.

By the time the team had expanded to 20 finance professionals supporting residential homeowners and investors across the UK, it became clear that the demand for specialist finance was not being served. This led to the launch of Home of Specialist Finance in 2021.

Michael Collins, an experienced banker with 30 years’ service in private banking came on board soon after our launch. Michael is a perfect fit as he has long been a trusted advisor and shares our values of building long term relationships and providing workable solutions.

Call us on

020 8517 1141

Meet our specialist finance superstars

Michael O'Brien

CeMAP DipFA

Managing Director

Michael Collins

CeMAP CeFA

Senior Commercial Broker

Mark Westcott

BSc

Specialist Finance Broker

Claudia Barchi

Marketing Manager

Hear from people we've helped.

Home of Specialist Finance Ltd is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 975735. The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Your property may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your consultant will confirm the amount before you choose to proceed, but we estimate it to be 1% of your mortgage loan.

Home of Specialist Finance Ltd Registered Address: 12 Brooke Estate, Lyon Road, Romford, RM1 2AT. Registered in England and Wales No: 14046866

Not all services we offer are covered by the FCA.

We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

© Copyright 2024 Home of Specialist Finance. All Rights Reserved.

Michael O'Brien

Managing Director

E michael@hosf.co.uk

T 020 8517 1141

Michael O'Brien has been providing advice on both residential and investment finance since 2002, helping hundreds of investors grow their property portfolios along the way. Home of Specialist Finance launched in 2021 as a standalone business to serve a growing need for specialist finance solutions that fall outside the traditional mortgage market.

Close

Michael Collins

Senior Commercial Broker

E m.collins@hosf.co.uk

T 020 8517 1141

Michael Collins joined the business soon after our launch, bringing his 30+ years’ experience of managing commercial & high-net-worth banking relationships. Our shared customer-centric values and the desire to deliver innovative solutions for our clients are our driving forces. Michael was instrumental in Home of Specialist Finance being awarded Best New Commercial Business at the Connect Intermediaries Awards 2023.

Close

Mark Westcott

Specialist Finance Broker

E mark@hosf.co.uk

T 020 8517 1141

Mark joined the business at the start of 2024, having spent 30 years in the property industry working with estate agents, developers & corporate relocation clients. It has been, and will always be, about building trusted relationships with our customers over the long term so we can support their future plans around property.

Close

Claudia Barchi

Marketing Manager

claudia@homeofmortgages.co.uk

T 020 8517 1141

After some years working promoting live events for names like Tony Robbins, Robert Kiyosaki, Gary Vaynerchuk and others, I made a turn in my career to start promoting finance products and services.

It’s a joy to promote Home of Specialist Finance, its fresh brand, identity and vision. But what makes me happier about this role is knowing that whatever I promote, the clients will receive way more because the team really over-delivers.

When I am not working or playing with new AI technologies, you can find me riding my bike, at a rock concert or watching a movie with my daughter.

Close